Congratulations! If you are reading this you are either buying, selling, or possibly refinancing a home. You are about to embark on one of the most exciting (and yet also one of the most stressful), times. 

Our lawyers are experienced in the complexities of residential real estate transactions, having handled transactions across Ontario. We are also experienced in the unique aspects of chattel (modular home) purchases, leased land, waterfront and cottage properties as well as condo transactions. Contact us to find out how we simplify the process for you.

 

Our Services
 


Purchasing a Home 

Our lawyers are able to provide you with assistance in every step of the purchase of your dream home. Many people don't realize the work that goes into ensuring you get what you bargained for. We are here to advise you before you even sign on the dotted line of an Agreement of Purchase and Sale, to make sure you are a well-informed consumer. 

It is easy to get lost in the excitement of purchasing a home. We are excited for you! But it is important that you have a lawyer working for you and with you during this process to assist you in many ways, including (but not limited to): drafting the Agreement of Purchase and Sale (or reviewing it with you if you have a realtor), searching the title of home and conducting other necessary searches, preparing all the documents related to your mortgage, and assisting with any possible complications that may arise at closing or after.

We want you to be informed. Our lawyers will help keep the stress low so you can be excited about your new home!

Sale of a Home

There are many reasons people sell their house - upgrading, downsizing, financial reasons, relocation, and sometimes a marital breakdown. We know the sale of a home can often be bittersweet. We work with you to simplify the process. Our lawyers will meet with you to advise you and clarify for you the sale process, and to clarify the agreement for you if necessary before you sign any offer. We know that your main concern if you are selling a house is the financial bottom line, and we will work with you to make sure the dollars and cents make sense. If you have a mortgage or other debts that have to be dealt with on closing, we can help with that too. 

 

Refinance 

Our lawyers will work with you, and the mortgage lender to complete the necessary paperwork to make the refinance transaction smooth.

Purchase of a condo

When buying a condo unit, there are many more additional considerations that a purchaser needs to be informed about. Generally speaking, not only are you buying your unit, but an interest in the condo corporation. Informed buyers will want to know what the implications are, and our lawyers will review all the condo documents and advise you on the financial and legal status of the condo, the cost of your condo fees and what those fees include, and the Rules of your condo to make sure that condo living will work with your lifestyle. As with any purchase, it is best to see one of our lawyers before entering into a Purchase Agreement, so that we can advise you on all of these issues.

 

Modular (chattel) homes

A common type of ownership in Simcoe County/Muskoka are "modular" style homes, which generally involves the purchase of a home on leased land. This is a very different type of transaction and requires a lawyer's assistance who understands the lease, the rules, and the searches necessary to ensure you are protected. Did you know that many people are confused about this type of ownership? Our lawyers have experience in modular (chattel) home purchases and have worked with the various modular home parks in Simcoe County and elsewhere in Ontario to ensure the smooth transition of this purchase. 

Agreement of Purchase and Sale

Whether you are the seller or the buyer, the most important document to the residential real estate transaction is the contract, also known as the Agreement of Purchase and Sale (which may take various forms depending on the type of home being purchased). 

Our lawyers strongly encourage you to contact us prior to making any agreements, so that we can assist you in drafting, advise you of any special considerations, and to ensure the contract meets your needs. We have experience drafting the agreement, and in working with skilled realtors to ensure you are entering a contract that is right for your needs. 

 

Private Purchases

In this economic climate, we are seeing more and more "private purchases", in other words, without the assistance of a realtor. Simcoe County/Muskoka has an excellent group of realtors, but we understand why sometimes, it may be necessary to sell a home without the assistance of a realtor for financial reasons. 

If you are considering buying or selling a home privately, please contact our lawyers to advise you on the process. We will assist you in the drafting of the private Agreement of Purchase and Sale (if you are purchasing), or alternatively, review any offers that have been presented to you as the vendor. 

As with any transaction, we encourage you to contact us prior to entering an Agreement of Purchase and Sale for advice. 

First Time Homebuyers

We love assisting first-time homebuyers! There is nothing like the sense of pride, and accomplishment that comes with buying your first home. But the process can be overwhelming as well. We have had many first-time homebuyers remark how surprised they are at the process, the time commitment to buying a home, the stress, and the unexpected costs. 

We take as much time as is necessary to ensure you fully understand this process. We know how stressful buying a home can be, and we want you to be informed, and excited about your purchase. When you start thinking of buying a home, call us and  speak to a lawyer to ensure you are informed. Contact us to discuss the purchase of your first home today.